How to Check Your Credit Score


Staying on top of your credit score is one of the most simple yet important things you can do to take control of your personal finances.

Having a high credit score will make it easier to buy a house, qualify for lower interest rate credit cards, and ensure lenders that you’re trustworthy. Bottom line, you want a high credit score.

The problem is, most people don’t know what their credit score is. Here’s a quick guide on the easiest way to find your credit score in 2019.

Why Do I Need a High Score?

Even if you don’t plan on purchasing a home with a mortgage or buying a car with financing, striving for a solid credit score is always a sound financial decision.

Nowadays, many apartment buildings and landlords require a credit check before leasing units to new tenants. If your credit score is too low, you may not be eligible to rent an apartment when you need to.

What is a Good Credit Score?

Anything above 670 is considered good. The highest credit score you can possibly have is 850. This is considered a perfect score.

What is a Bad Credit Score?

Anything below 580 is dangerous. Once your score falls into this category, you’ll have a tougher time qualifying for credit cards and obtaining loans.

Credit Score Ranges

Credit Score Credit Score % of People
300-579 Very Poor 17%
580-669 Fair 20.2%
670-739 Good 21.5%
740-799 Very Good 18.2%
800-850 Exceptional 19.9%
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