How to Check Your Credit Score for Free


Staying on top of your credit score is one of the most simple yet important things you can do to take control of your personal finances. Having a high credit score will make it easier to obtain a mortgage, qualify for lower interest rate credit cards, and make you seem like a more trustworthy borrower overall.

Even if you don’t plan on purchasing a home with a mortgage or buying a car with financing, striving for a solid credit score is always a sound financial decision.

Nowadays, many apartment buildings and landlords require a credit check before leasing units to new tenants. If your credit score is too low, you may not be eligible to rent an apartment when you need to.

What is a Good Credit Score?

Anything above 670 is considered good. The highest credit score you can possibly have is 850. This is considered a perfect score.

What is a Bad Credit Score?

Anything below 580 is dangerous. Once your score falls into this category, you’ll have a tougher time qualifying for credit cards and obtaining loans.

Credit Score Ranges

Credit Score Rating % of People
300-579 Very Poor 17%
580-669 Fair 20.2%
670-739 Good 21.5%
740-799 Very Good 18.2%
800-850 Exceptional 19.9%
GET YOUR CREDIT SCOREgo to Credit Sesame’s site
cool good eh love2 cute confused notgood numb disgusting fail