How to Check Your Credit Score for Free

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Staying on top of your credit score is one of the most simple yet important things you can do to take control of your personal finances. Having a high credit score will make it easier to obtain a mortgage, qualify for lower interest rate credit cards, and make you seem like a more trustworthy borrower overall.

Even if you don’t plan on purchasing a home with a mortgage or buying a car with financing, striving for a solid credit score is always a sound financial decision.

Nowadays, many apartment buildings and landlords require a credit check before leasing units to new tenants. If your credit score is too low, you may not be eligible to rent an apartment when you need to.

What is a Good Credit Score?

Anything above 670 is considered good. The highest credit score you can possibly have is 850. This is considered a perfect score.

What is a Bad Credit Score?

Anything below 580 is dangerous. Once your score falls into this category, you’ll have a tougher time qualifying for credit cards and obtaining loans.

Credit Score Ranges

Credit ScoreRating% of People
300-579Very Poor17%
580-669Fair20.2%
670-739Good21.5%
740-799Very Good18.2%
800-850Exceptional19.9%
GET YOUR CREDIT SCOREgo to Credit Sesame’s site
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